Rental assistance means financial aid that helps people from their crisis and provides them with a stable housing option.
Rental assistance programs are important for people and families in South Carolina struggling to make their rental payments. Whether you’re facing an unexpected financial crisis, recovering from a job loss, or dealing with rising mortgage costs, there are local, state, and federal resources available to help you.
Here in this article we will explore SC rental assistance options, how to qualify, and tips for better-accessing assistance.
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ToggleFederal Programs that Offer Rental Assistance Columbia SC
Here are some federal programs that offer rental assistance in Columbia SC. Check the federal programs that are listed:
Section 8 Housing Choice Voucher Program
Administered by the Columbia Housing Authority, this federal program provides vouchers for rent assistance to low-income families, seniors, and people with disabilities who qualify. Recipients can choose housing that meets program requirements meet, to allow for flexibility in location and property type.
Emergency Rental Assistance Program (ERAP)
The Emergency Rental Assistance Program, funded by the U.S. Treasury Department, provides long-term assistance to people who need help to pay their rent. This program covers past rent, utilities, and even future rent payments.
State and Local Programs
There are State and local programs also that are listed below here:
Richland County Rental Assistance Program
Families in Richland County, including Columbia, can receive rent and utility assistance through this program. The program offers assistance to families, who earn 50% or less of the area median income (AMI).
- Also read: Assistance With Rent in Dekalb County
Nonprofit and Community-Based Programs
Several nonprofits and community organizations in Columbia provide rental assistance:
- United Way of the Midlands: Provides financial assistance and connects people in need with housing resources through its 2-1-1 helpline.
- Transitions Homeless Center: Provides housing assistance to people experiencing homelessness or at risk of eviction.
- The Cooperative Ministry: Provides emergency financial assistance, including rent assistance, to low-income families.
Churches that Offer SC Rental Assistance
Not only nonprofits, and government programs but also churches help to pay your rent in SC:
St. Anthony’s of Padua Catholic Church
Provides rental and utility assistance to people in need. Services are available to all; a photo ID is required.
Visit the website: https://stanthonyparish.net/
First Baptist Church
Part of a network offering local relief and assistance, including rental support. Contact them through their Local Relief Intake Form.
The Salvation Army
Offers rent, mortgage, and utility assistance to help families stay in their homes. Services are available nationwide; contact your local branch for specific programs.
Society of St. Vincent de Paul
Provides one-time rent, mortgage, and utility assistance through local chapters based in Catholic churches. Assistance is typically limited to specific neighborhood boundaries.
How to Find Rental Assistance Columbia, SC Richland County?
Are you facing financial problems? Okay, don’t worry, rent assistance may help you. Here is the finding process:
✅Start with Local Housing Authorities
The Columbia Housing Authority (CHA) offers several programs to help tenants, including Section 8 vouchers. These vouchers help pay off part of your rent, making it more affordable.
Contact CHA: Call or visit their office to learn about available programs and how to apply.
Website: Check their official site for updates and online applications.
✅Look Into Emergency Rental Assistance Programs (ERAP)
The Emergency Rental Assistance Program is designed for renters who are currently unable to pay rent due to job loss or unexpected expenses and need help to pay their rent.
✅Contact Nonprofit Organizations
Several local charities and nonprofits in Columbia, SC, provide rental assistance. We have mentioned the nonprofits that may help you with rent assistance above here.
✅Contact Churches and Faith-Based Groups
Many churches in Richland County offer help to those in need. Churches like St. Peter’s Catholic Church and Shandon United Methodist Church often have funds or connections to other resources.
Call or visit the church offices to inquire about rental assistance.
✅Use Online Tools and Portals
There are online platforms where you can search for rental assistance programs:
- HUD.gov: The U.S. Department of Housing and Urban Development lists available programs by location.
- RentRelief.com: Offers detailed information about local and national assistance options.
✅Visit Local Community Action Agencies
Organizations like the Midlands Community Development Corporation provide rental help, job training, and budgeting advice to help you stay in your home.
Visit or call to learn about their programs and how they can help.
SC Rental Assistance 2025 Apply Online
To receive rental help you have to apply for the rental assistance 2025 online. Here is the application process listed:
Check Your Eligibility
Before applying, ensure you meet the requirements for rental assistance programs in South Carolina. Common eligibility criteria include:
- Income Level: Your income must typically fall below a certain threshold.
- Financial Hardship: Proof of financial problems, i.e. job loss or medical expenses.
- Residency: You need to show proof of your residency that you live in SC.
Find the Right Program
You should find the right program that may help you with rent assistance Columbia SC. We have given the details of nonprofits, and organizations that will help you with rent assistance.
Prepare Documents
When you’re applying online, you need to upload the personal documents:
- A valid ID
- Proof of income (pay stubs, tax returns, or unemployment benefits)
- Lease agreement or rental receipt
- Utility bills (if requesting utility assistance)
- Eviction notice or proof of financial hardship
Apply Online
- Visit the official website: Visit the SC Housing website.
- Complete the application form: Fill in all the required fields with accurate information. Be sure to double-check your details before submitting.
- Upload Documents: Upload the required documents.
- Submit your application: Now just submit the application form online.
Conclusion
The rental assistance program in Columbia, SC provides solutions to people who are struggling with housing costs. For more information, contact local offices, visit government websites, or call the United Way’s 2-1-1 helpline.